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How to create a simple financial plan?

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Are you happy with your financial history? Have you already received a salary this month? Who would not be happy if we receive a paycheck? But for some of us, this date also makes us dizzy, the article of the bill began to arrive. For some people, this is compounded by the debt that piled up like mountains. Choose your plan now.  The dilemma arises when we are not earning enough to pay the entire debt burden us ... sometimes even just to pay the minimum payment. Well if so how dong. Thus, this article will discuss how to cope with debt that wrapped around us. Often in our minds appear ... Pay now or later?